How to Ensure Your Merchant Account Application is Approved

Getting a merchant account should be easy. After all, they’re going to make money every time you process a transaction. They should be happy to have your business, right? If only that was the case. The payments business is highly competitive, and processors obviously want your business – but...

Chargebacks Explained

Credit card chargebacks happen when a customer, for any number of reasons (ranging from fraudulent use of a card to dissatisfaction with the good or service received), disputes a credit card transaction through her issuing bank. The chargeback process is designed to increase consumer confidence —...